Theme 1
Financial Inclusion & Access to Finance
Research on inclusion strategies, access barriers, participation frictions, and financial ecosystem design, with attention to both structural and behavioral dimensions.
Research
Research Agenda
Tamkin Lab develops research at the intersection of financial systems, digital transformation, economic participation, and public policy.
Approach
Policy-relevant research with analytical depth
The research agenda of Tamkin Lab is designed to connect empirical evidence, strategic policy questions, and institution-facing analysis. Its work combines conceptual clarity, rigorous methods, and strong attention to implementation relevance.
Research Orientation
Applied economics, digital finance, inclusive systems, behavioral barriers, and strategic public policy.
Core Themes
Priority areas of inquiry
Theme 2
Digital Finance & Payments Ecosystems
Analysis of digital payment adoption, fintech development, usage gaps, ecosystem coordination, and the policy choices shaping digital financial transformation.
Theme 3
Artificial Intelligence & Economic Policy
Work on how artificial intelligence, data systems, and digital tools can support more inclusive public policy while raising new governance questions around access, trust, and accountability.
Theme 4
SMEs, Informality & Economic Participation
Research on the constraints affecting MSMEs, informal actors, and under-served populations, with a focus on participation, resilience, and pathways into more inclusive economic systems.
Current Directions
Selected lines of work
Digital payment adoption and behavioral barriers
Ongoing work examining the drivers of digital finance adoption, including heterogeneity across individuals, countries, and usage contexts.
Artificial intelligence and inclusive financial systems
Research on how AI can improve policy design and service delivery for vulnerable populations, while also raising questions of governance and equitable access.
Institutional strategy, diagnostics, and reform support
Analytical work translating research into strategic frameworks, policy notes, and practical recommendations for institutions and ecosystems.